I got $5600 for my 99 V6 sedan Lx that was totaled in February 2012.
180k miles, I kept it very clean. No serious issues with it cosmetically in or out.
You won't get any extra money for anything aftermarket like speakers, radio, etc. So take out what you can replace with an oem part, so you can either put it in your next car or sell it.
Here is my old car, with pics of the wreck. Hopefully this gives you an idea of what will happen with yours.
http://www.6thgenaccord.com/forums/showthread.php?t=36948
Btw I had State Farm insurance, but the lady that caused the wreck had Allstate.
Whether or not it's totaled has to do with if the amount it will cost to fix is 75% or more of the value of the car. This depends on whether or not your insurance company will use oem parts or aftermarket in the repair, and other variables. Has nothing to do with their preference.
YIKES! What happened in that accident? My first guess would be t-bone but the damage runs the entire length of the car!
Thank you all for the advice. Sounds like maybe I should even be expecting $5000 at least, considering I only had 111000 miles and just a few dents and scratches. Maybe that full detail I just had will go a long way with the valuation of the car.
I took my rear 6x9 Kicker coaxials speakers out because they will fit the car I'm getting, but the front ones I'm leaving because they won't fit, plus I don't really feel like taking the door panels off. Man, I just dynamatted my doors too. Oh well. I also took my Alpine power pack mini-amp but I left the head unit. The head unit was there when I bought the car, plus it's really old. If I want a new sound system in the new car, I'll buy a new head unit with better features. Of course, Friday I went and stripped everything out of it I wanted (Yeah I got the front license plate but the rear license plate probably wouldn't come off even if I tried), but the only thing I forgot was a CD that was actually in the cd player at the time, so now I have to go back tomorrow and get it, not a huge deal.
I'm getting a 2006 mitsubishi galant ES 2.4l 4cyl with 56,000 miles on it. Not an accord, but from what I read, still a decent car of comparable quality. My great uncle's former assistant was diagnosed with some degenerative mental illness a year ago and she'll never leave the mental institution, so she gave him this car, and he doesn't want it, so he's giving it to me for free. So whatever money I get from the settlement I can use to have this car checked out (since it's been sitting for almost a year), and customize it however I want. So it'll be pretty nice. Here's a picture:
http://sdrv.ms/19hiUak It's white. Don't think it has a moonroof (going to miss that) and it has steel wheels (probably will pick up some alloys to put on it), but it's free, and in incredible condition with incredibly low miles. Pretty damn lucky.
For those of you with totaled hondas, did you have to fight for that dollar amount or was that their first offer for settlement? Did they lowball you first?
Edit: If the adjuster tries to lowball, my argument is going to be that the sum of all of the parts of the car that can be taken off and sold (so obviously nothing in the back of the car) is at LEAST $4000, making the car worth more than that. I mean hell, an engine in perfect condition with only 111k on it, a working transmission, and the passenger doors are probably worth $3,000 by themselves, now add in all of the interior parts, the HVAC control unit, the seats, the moonroof and moonroof mechanism, the dashboard pieces, it's all got to add up to at LEAST $4,000, making the full working car before the accident worth at least $5,000.
Oh, and the spare tire survived the accident. Wasn't sure how at first, but when I thought about it, the spare tire has to support the weight of the car through cornering and such, so it makes sense that it withstood an accident. It broke the bolt that bolted it to the frame, but the wheel and tire are both intact. Still has pressure even. That's probably worth something at a junkyard.
