Yeah, you can use a stock cat. That's what I'm using with a megan header.
Oh, by the way, for the 4 cyl. it's header (singular) and not headers (plural)
If you choose to run a straight exhaust you should seriously consider a resonator. Otherwise your exhaust will probably sound very raspy (lawnmower type) at W.O.T.
If you have a manual tranny you'll probably notice the difference at 4K RPM's and up.
If you have an auto, you may not realy notice a difference.
***PS***
I see you're in J.C.
We were just there last week at Liberty Park