Update :
Car is a total loss.
Offered me 8000 bucks not including the transmission so we'll say, 9000.
I'm going to buy the car back so salvaged price insurance would give me would be roughly 6,242 bucks due to the salvaged price (1,500ish) being taken out of the full pay off price (8000-9000ish). So the bank will pay my 5,800 debt and that'll leave me with roughly 440 bucks with no debt.
Buy back car and fix. My insurance guy is calling my bank (title holder) to pay off the money and all that stuff. I'm waiting on a call back.
If I went a head a got rid of the car I'd get 3,200 bucks bc of my 5,800 debt ... and no car. No thanks I'm buying her back and fixing her.
Thanks for everyone's support!